Disclosures

Vestly provides tools to help you aggregate, visualize, and understand your income and cash flow across multiple sources. Nothing on this platform — including dashboards, reports, summaries, estimates, or AI-generated insights — constitutes financial or investment advice.

Vestly does not analyze your full financial picture, risk tolerance, investment objectives, or individual circumstances. Information displayed within the Service is based solely on data you provide and should not be used as the basis for any investment, savings, or financial planning decision without independent verification and professional guidance.

Vestly is not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulator as an investment advisor or broker-dealer.

Any tax estimates, self-employment tax projections, quarterly payment suggestions, or tax-related figures displayed in Vestly are estimates only. They are calculated using simplified assumptions and general federal tax rates. They do not account for:

• Your specific federal, state, or local tax filing status or bracket
• Deductions, credits, exemptions, or carryforwards you may qualify for
• Business expenses, depreciation, or entity-specific tax treatment
• Changes in tax law that may affect your obligations
• Income from sources not connected to Vestly

Vestly is not a licensed tax preparer, enrolled agent, or CPA. You should consult a qualified tax professional before making any tax payment, filing, or planning decision.

Nothing within Vestly — including these disclosures, the Terms of Service, the Privacy Policy, or any other content — constitutes legal advice or creates an attorney-client relationship. Vestly is not a law firm and does not employ attorneys in any client-advisory capacity.

Questions about business structure, contracts, intellectual property, employment law, liability, regulatory compliance, or any other legal matter should be directed to a licensed attorney in your jurisdiction.

Vestly does not provide business consulting, strategic planning, bookkeeping, accounting, or audit services. Data presented in the Service — including income breakdowns, net earnings estimates, platform fee summaries, and trend analysis — is for your reference only and does not constitute a formal financial statement, audit, or certified report.

For decisions related to business structure, growth strategy, financial reporting, payroll, entity formation, or compliance, consult a qualified:

Certain features within Vestly are powered by artificial intelligence — specifically Anthropic's Claude API — to generate financial summaries, insights, pattern observations, and recommendations ("AI Content").

AI Content is automatically generated and has not been reviewed, verified, or endorsed by a licensed professional. It may contain errors, omissions, outdated information, or conclusions that do not apply to your specific situation.

• AI Content is generated based solely on data you provide — it does not have access to your complete financial picture
• AI Content should be treated as a starting point for your own research, not as a final answer
• Vestly makes no representations or warranties regarding the accuracy or completeness of AI Content
• You assume all risk associated with relying on AI-generated insights

Always verify AI-generated figures and recommendations with a qualified professional before taking action.

Vestly relies on data you provide directly and data synced from connected third-party platforms (such as Stripe). The accuracy of information displayed within the Service is entirely dependent on the accuracy of data received from these sources.

• Third-party integrations may experience delays, errors, or outages that result in missing or stale data
• Vestly does not independently verify the accuracy of data received from connected platforms
• Calculations and estimates are based on assumptions that may not reflect your actual situation
• You are responsible for reviewing and confirming the accuracy of all data within your account

Vestly is not liable for decisions made based on inaccurate, incomplete, or delayed data. See our Terms of Service for the full limitation of liability.

Vestly makes no representations, warranties, or guarantees that use of the Service will result in improved financial outcomes, increased income, reduced tax liability, or any other specific result. Financial results depend on factors entirely outside Vestly's control, including market conditions, your business decisions, tax law changes, and the quality of professional advice you receive.

Past performance of any income stream shown in the Service is not indicative of future results.

If you have questions about these disclosures or need clarification on what Vestly does and does not provide, contact us at:

• Email: hello@getvestly.com
• Website: getvestly.com

We aim to respond within 3 business days. For professional advice, please consult the appropriate licensed professional for your situation.